05-12 May 2026
The first week of the Sozu Pay Instawards sprint was not about launching the most visible feature. It was about making the foundation strong enough for everything that would come next.
Sozu Capital’s vision is to build programmable financial infrastructure for Latin America: a system where organizations can distribute funds, beneficiaries can receive stable digital dollars, and every transaction can be tracked, reconciled and audited without the friction of traditional banking workflows.
For that vision to work, two products need to move together.
SozuPay is the operator surface: the dashboard used by NGOs, microcredit organizations and treasury managers to create campaigns, manage recipients and coordinate disbursements.
SozuCredit is the beneficiary surface: the mobile wallet where recipients receive, hold and use USDC through a passkey-secured experience.
Week 1 focused mainly on SozuCredit, while the SozuPay dashboard prepared the documentation and architecture required to connect with the Stellar Disbursement Platform. The result was a stronger wallet, a clearer cross-repo architecture and the first serious groundwork for the SDP recipient journey.
The Instawards deliverable was not simply “build a wallet” or “build a dashboard.” The real goal was to create a working distribution loop:
An organization creates a campaign.
A beneficiary receives an invite.
The beneficiary registers a wallet.
Funds move through Stellar.
The operator can track what happened.
To get there, the wallet needed to become more than a crypto account. It needed to become a reliable financial surface for real users.
That meant improving four foundational areas: